| Payal is a devoted follower of Shirdi Sai Baba. |
| She excels in fitness and has achieved many medals in sports competitions during her school and college years. |
| In 2000, she competed in the Femina Miss India beauty pageant alongside Priyanka Chopra, Lara Dutta, and Dia Mirza. |
| She gained recognition by winning the titles of Supermodel Miss Tourism World 2001 and Miss India Tourism 2001. |
| Payal kickstarted her modeling career with top brands such as Amul, Nescafe, Nirma, Jaguar Bath Panel, and Dabur Hair Oil. |
| She appeared in commercials for renowned products like Cadbury’s Temptations Chocolates, Dabur Lal Dant Manjan with Virender Sehwag, and Eveready battery with Amitabh Bachchan. |
| Payal featured in music videos by Silk Route, Rock Band, and the Indipop artist KK (Krishnakumar Kunnath). |
| In 2002, she landed a significant role in the Bollywood movie 'Yeh Kya Ho Raha Hai?' as Esha. |
| Payal has showcased her acting skills in movies in Hindi, English, and Telugu languages. |
| She has participated in various reality TV shows such as 'Bigg Boss' Season 2 (2008), 'Raaz Pichhle Janam Ka' (2009), 'Zor Ka Jhatka: Total Wipeout' (2011), 'Survivor India' (2012), and 'Nach Baliye' Season 7 (2015) with her partner Sangram Singh. |
| In 2013, Payal emerged as the champion of the reality show 'Welcome – Baazi Mehmaan Nawazi Ki.' |
| She supported Sangram Singh, a wrestler, in the 2013 season of the reality series 'Bigg Boss,' hosted by Salman Khan. |
| She holds the position of brand ambassador for the International Human Rights Organisation (IHRO). |
